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11-Month CD
Earn a fixed 5.00% APY without the long-term commitment. Available exclusively online.
Open an Account |
See how much your money grows with our 11-month CD calculator.
Grow Strong
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Earn 5.00% APY1
Skip the stress of market volatility with this fixed APY.
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Minimum opening deposit Amounts available from $5,000 to $250,000. Deposits must come from outside First Citizens Bank. |
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FDIC Insured Your deposits are insured up to $250,000 per depositor, for each account ownership category. |
Important conditions apply. See details below.2
FAQ
Q: What happens if I need my money before the CD matures?
A: Although you can access your funds before the CD matures, there's a penalty for early withdrawal.
Q: What happens when my CD matures?
A: CD accounts are set to automatically renew at maturity. However, you'll have a grace period of 10 calendar days during which time you can make a deposit, withdrawal, change the term or close your CD.
Disclosures